Dsp Liquidity Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 3
Rating
Growth Option 28-10-2026
NAV ₹4039.97(R) +0.01% ₹4091.31(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.38% 6.81% 6.32% 5.62% 6.0%
Direct 6.48% 6.92% 6.42% 5.71% 6.11%
Benchmark
SIP (XIRR) Regular 6.4% 6.58% 6.65% 6.21% 6.01%
Direct 6.5% 6.68% 6.75% 6.31% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.89 8.77 0.69 0.86% 0.21
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 20965 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 28-10-2026

Scheme Name NAV Rupee Change Percent Change
DSP Liquidity Fund- Regular Plan - IDCW - Daily 1001.47
0.0000
0.0000%
DSP Liquidity Fund - Direct Plan - IDCW - Daily 1001.47
0.0000
0.0000%
DSP Liquidity Fund - Regular Plan - IDCW - Weekly 1002.39
0.1300
0.0100%
DSP Liquidity Fund - Direct Plan - IDCW - Weekly 1002.41
0.1300
0.0100%
DSP Liquidity Fund - Regular Plan - Growth 4039.97
0.5200
0.0100%
DSP Liquidity Fund - Direct Plan - Growth 4091.31
0.5400
0.0100%

Review Date: 28-10-2026

Beginning of Analysis

DSP Liquidity Fund is the 10th ranked fund in the Liquid Fund category. The category has total 33 funds. The DSP Liquidity Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 0.86% which is higher than the category average of -0.4%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.89 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

DSP Liquidity Fund Return Analysis

  • The fund has given a return of 0.44%, 1.5 and 3.16 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.48% and 0.79% respectively.
  • DSP Liquidity Fund has given a return of 6.48% in last one year. In the same period the Liquid Fund category average return was 3.85%.
  • The fund has given a return of 6.92% in last three years and ranked 7.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.16%.
  • The fund has given a return of 6.42% in last five years and ranked 10th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.18%.
  • The fund has given a return of 6.11% in last ten years and ranked 11th out of twenty eight funds in the category. In the same period the category average return was 5.27%.
  • The fund has given a SIP return of 6.5% in last one year whereas category average SIP return is 3.78%. The fund one year return rank in the category is 12th in 35 funds
  • The fund has SIP return of 6.68% in last three years and ranks 7th in 31 funds. Axis Liquid Fund has given the highest SIP return (6.72%) in the category in last three years.
  • The fund has SIP return of 6.75% in last five years whereas category average SIP return is 4.29%.

DSP Liquidity Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.38 | 0.47 25 | 40 Average
    3M Return % 1.47
    1.45
    		1.31 | 1.51 11 | 40 Good
    6M Return % 3.11
    0.72
    		-89.69 | 3.16 8 | 40 Very Good
    1Y Return % 6.38
    3.70
    		-89.36 | 6.42 5 | 38 Very Good
    3Y Return % 6.81
    5.06
    		-50.43 | 6.87 4 | 35 Very Good
    5Y Return % 6.32
    5.07
    		-32.91 | 6.39 8 | 34 Very Good
    7Y Return % 5.62
    4.62
    		-23.98 | 5.67 8 | 33 Very Good
    10Y Return % 6.00
    5.16
    		-15.77 | 6.07 12 | 28 Good
    15Y Return % 6.94
    6.24
    		-8.26 | 7.16 10 | 23 Good
    1Y SIP Return % 6.40
    3.69
    		-85.66 | 6.46 7 | 36 Very Good
    3Y SIP Return % 6.58
    3.93
    		-76.88 | 6.63 6 | 33 Very Good
    5Y SIP Return % 6.65
    4.29
    		-65.50 | 6.71 4 | 32 Very Good
    7Y SIP Return % 6.21
    4.11
    		-55.91 | 6.26 7 | 31 Very Good
    10Y SIP Return % 6.01
    3.96
    		-44.24 | 6.07 5 | 26 Very Good
    15Y SIP Return % 6.15
    4.57
    		-29.72 | 6.41 14 | 23 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 20 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 17 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.89
    4.27
    		-1.03 | 5.25 6 | 34 Very Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 3 | 34 Very Good
    Sortino Ratio 8.77
    6.67
    		-0.16 | 10.85 8 | 34 Very Good
    Jensen Alpha % 0.86
    -0.40
    		-38.83 | 0.92 5 | 34 Very Good
    Treynor Ratio 0.21
    0.26
    		0.10 | 1.83 16 | 34 Good
    Modigliani Square Measure % 3.47
    3.03
    		-0.73 | 3.72 6 | 34 Very Good
    Alpha % -0.69
    -2.80
    		-69.11 | -0.63 4 | 34 Very Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.40 | 0.47 27 | 40 Average
    3M Return % 1.50 1.48 1.33 | 1.54 18 | 40 Good
    6M Return % 3.16 0.79 -89.68 | 3.24 15 | 40 Good
    1Y Return % 6.48 3.85 -89.35 | 6.53 9 | 38 Very Good
    3Y Return % 6.92 5.16 -50.38 | 6.95 7 | 34 Very Good
    5Y Return % 6.42 5.18 -32.85 | 6.47 10 | 33 Good
    7Y Return % 5.71 4.73 -23.91 | 5.95 14 | 32 Good
    10Y Return % 6.11 5.27 -15.71 | 6.32 11 | 28 Good
    1Y SIP Return % 6.50 3.78 -85.65 | 6.58 12 | 35 Good
    3Y SIP Return % 6.68 3.91 -76.85 | 6.72 7 | 31 Very Good
    5Y SIP Return % 6.75 4.29 -65.44 | 6.79 8 | 30 Very Good
    7Y SIP Return % 6.31 4.11 -55.82 | 6.34 9 | 29 Good
    10Y SIP Return % 6.11 4.02 -44.11 | 6.23 6 | 25 Very Good
    Standard Deviation 0.22 1.75 0.18 | 52.24 20 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 17 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.89 4.27 -1.03 | 5.25 6 | 34 Very Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 3 | 34 Very Good
    Sortino Ratio 8.77 6.67 -0.16 | 10.85 8 | 34 Very Good
    Jensen Alpha % 0.86 -0.40 -38.83 | 0.92 5 | 34 Very Good
    Treynor Ratio 0.21 0.26 0.10 | 1.83 16 | 34 Good
    Modigliani Square Measure % 3.47 3.03 -0.73 | 3.72 6 | 34 Very Good
    Alpha % -0.69 -2.80 -69.11 | -0.63 4 | 34 Very Good
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Liquidity Fund NAV Regular Growth Dsp Liquidity Fund NAV Direct Growth
    28-10-2026 4039.967 4091.3083
    27-10-2026 4039.4432 4090.7675
    26-10-2026 4038.5403 4089.8429
    23-10-2026 4036.3734 4087.6175
    22-10-2026 4036.179 4087.4104
    21-10-2026 4036.6757 4087.9031
    19-10-2026 4036.1728 4087.3732
    16-10-2026 4034.1617 4085.3057
    15-10-2026 4033.8969 4085.0272
    14-10-2026 4034.1907 4085.3145
    13-10-2026 4034.0041 4085.1152
    12-10-2026 4033.3706 4084.4633
    09-10-2026 4031.7237 4082.7647
    08-10-2026 4030.6207 4081.6375
    07-10-2026 4029.6785 4080.6731
    06-10-2026 4028.9361 4079.911
    05-10-2026 4028.3326 4079.2896
    01-10-2026 4025.6223 4076.5038
    30-09-2026 4024.0775 4074.9293
    29-09-2026 4023.2355 4074.0664
    28-09-2026 4022.6874 4073.501

    Fund Launch Date: 23/Nov/2005
    Fund Category: Liquid Fund
    Investment Objective: An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.