Dsp Liquidity Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 3
Rating
Growth Option 31-07-2026
NAV ₹3983.66(R) +0.03% ₹4033.38(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.34% 6.9% 6.18% 5.6% 6.03%
Direct 6.45% 7.01% 6.28% 5.7% 6.13%
Benchmark
SIP (XIRR) Regular 6.6% 6.73% 6.67% 6.18% 6.01%
Direct 6.69% 6.83% 6.77% 6.28% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.89 8.77 0.69 0.86% 0.21
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 20965 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
DSP Liquidity Fund- Regular Plan - IDCW - Daily 1001.47
0.0000
0.0000%
DSP Liquidity Fund - Direct Plan - IDCW - Daily 1001.47
0.0000
0.0000%
DSP Liquidity Fund - Regular Plan - IDCW - Weekly 1001.71
0.2600
0.0300%
DSP Liquidity Fund - Direct Plan - IDCW - Weekly 1001.72
0.2600
0.0300%
DSP Liquidity Fund - Regular Plan - Growth 3983.66
1.0400
0.0300%
DSP Liquidity Fund - Direct Plan - Growth 4033.38
1.0700
0.0300%

Review Date: 31-07-2026

Beginning of Analysis

In the Liquid Fund category, DSP Liquidity Fund is the 10th ranked fund. The category has total 33 funds. The DSP Liquidity Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 0.86% which is higher than the category average of -0.4%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.89 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

DSP Liquidity Fund Return Analysis

  • The fund has given a return of 0.51%, 1.68 and 3.37 in last one, three and six months respectively. In the same period the category average return was 0.51%, -0.54% and 1.06% respectively.
  • DSP Liquidity Fund has given a return of 6.45% in last one year. In the same period the Liquid Fund category average return was 3.86%.
  • The fund has given a return of 7.01% in last three years and ranked 6.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.28% in last five years and ranked 9th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.09%.
  • The fund has given a return of 6.13% in last ten years and ranked 11th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.69% in last one year whereas category average SIP return is 3.69%. The fund one year return rank in the category is 8th in 37 funds
  • The fund has SIP return of 6.83% in last three years and ranks 6th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.86%) in the category in last three years.
  • The fund has SIP return of 6.77% in last five years whereas category average SIP return is 4.19%.

DSP Liquidity Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.50
    		0.46 | 0.52 13 | 41 Good
    3M Return % 1.66
    -0.63
    		-89.84 | 1.67 7 | 41 Very Good
    6M Return % 3.32
    0.94
    		-89.67 | 3.35 3 | 41 Very Good
    1Y Return % 6.34
    3.66
    		-89.37 | 6.37 4 | 38 Very Good
    3Y Return % 6.90
    5.18
    		-50.39 | 6.95 3 | 36 Very Good
    5Y Return % 6.18
    4.96
    		-33.00 | 6.24 8 | 35 Very Good
    7Y Return % 5.60
    4.63
    		-23.99 | 5.68 8 | 34 Very Good
    10Y Return % 6.03
    5.18
    		-15.75 | 6.10 12 | 28 Good
    15Y Return % 7.00
    6.26
    		-8.22 | 7.24 10 | 22 Good
    1Y SIP Return % 6.60
    3.48
    		-98.96 | 6.65 3 | 36 Very Good
    3Y SIP Return % 6.73
    3.76
    		-89.33 | 6.76 4 | 34 Very Good
    5Y SIP Return % 6.67
    4.06
    		-75.70 | 6.72 5 | 33 Very Good
    7Y SIP Return % 6.18
    3.89
    		-63.66 | 6.23 6 | 32 Very Good
    10Y SIP Return % 6.01
    3.78
    		-49.12 | 6.07 5 | 26 Very Good
    15Y SIP Return % 6.09
    4.42
    		-31.85 | 6.47 15 | 22 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 20 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 17 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.89
    4.27
    		-1.03 | 5.25 6 | 34 Very Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 3 | 34 Very Good
    Sortino Ratio 8.77
    6.67
    		-0.16 | 10.85 8 | 34 Very Good
    Jensen Alpha % 0.86
    -0.40
    		-38.83 | 0.92 5 | 34 Very Good
    Treynor Ratio 0.21
    0.26
    		0.10 | 1.83 16 | 34 Good
    Modigliani Square Measure % 3.47
    3.03
    		-0.73 | 3.72 6 | 34 Very Good
    Alpha % -0.69
    -2.80
    		-69.11 | -0.63 4 | 34 Very Good
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51 0.51 0.46 | 0.53 20 | 42 Good
    3M Return % 1.68 -0.54 -89.83 | 1.72 11 | 42 Very Good
    6M Return % 3.37 1.06 -89.66 | 3.40 8 | 42 Very Good
    1Y Return % 6.45 3.86 -89.36 | 6.48 5 | 39 Very Good
    3Y Return % 7.01 5.32 -50.34 | 7.03 6 | 36 Very Good
    5Y Return % 6.28 5.09 -32.94 | 6.33 9 | 35 Very Good
    7Y Return % 5.70 4.76 -23.92 | 5.98 15 | 34 Good
    10Y Return % 6.13 5.32 -15.69 | 6.36 11 | 29 Good
    1Y SIP Return % 6.69 3.69 -98.96 | 6.75 8 | 37 Very Good
    3Y SIP Return % 6.83 3.90 -89.30 | 6.86 6 | 34 Very Good
    5Y SIP Return % 6.77 4.19 -75.62 | 6.81 8 | 33 Very Good
    7Y SIP Return % 6.28 4.03 -63.55 | 6.32 9 | 32 Good
    10Y SIP Return % 6.11 3.98 -48.96 | 6.25 7 | 27 Very Good
    Standard Deviation 0.22 1.75 0.18 | 52.24 20 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 17 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.89 4.27 -1.03 | 5.25 6 | 34 Very Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 3 | 34 Very Good
    Sortino Ratio 8.77 6.67 -0.16 | 10.85 8 | 34 Very Good
    Jensen Alpha % 0.86 -0.40 -38.83 | 0.92 5 | 34 Very Good
    Treynor Ratio 0.21 0.26 0.10 | 1.83 16 | 34 Good
    Modigliani Square Measure % 3.47 3.03 -0.73 | 3.72 6 | 34 Very Good
    Alpha % -0.69 -2.80 -69.11 | -0.63 4 | 34 Very Good
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Liquidity Fund NAV Regular Growth Dsp Liquidity Fund NAV Direct Growth
    31-07-2026 3983.6632 4033.3842
    30-07-2026 3982.6197 4032.3174
    29-07-2026 3981.9857 4031.6653
    28-07-2026 3981.3018 4030.9628
    27-07-2026 3980.7746 4030.4188
    24-07-2026 3978.8717 4028.4624
    23-07-2026 3977.9574 4027.5267
    22-07-2026 3977.1283 4026.6774
    21-07-2026 3976.7943 4026.3292
    20-07-2026 3976.1805 4025.6978
    17-07-2026 3974.4102 4023.8756
    16-07-2026 3973.2065 4022.6471
    15-07-2026 3972.386 4021.8065
    14-07-2026 3971.9318 4021.3367
    13-07-2026 3971.9541 4021.3494
    10-07-2026 3970.0176 4019.3591
    09-07-2026 3968.8112 4018.1278
    08-07-2026 3967.8616 4017.1564
    07-07-2026 3967.5394 4016.8203
    06-07-2026 3967.5683 4016.8396
    03-07-2026 3966.5761 4015.8053
    02-07-2026 3965.961 4015.1727
    01-07-2026 3965.1322 4014.3237
    30-06-2026 3963.6232 4012.786

    Fund Launch Date: 23/Nov/2005
    Fund Category: Liquid Fund
    Investment Objective: An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.